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You can either work really hard and earn them by playing games, (Cart Surfer and Puffle Roundup are good for racking up coins) or you use Penguin Storm (a cheating program), which is against Club Penguin's guidelines. You can also earn them by completing Jet Pack Adventure without getting a single coin, but it's hard to do.

Also, by becoming a Tour Guide, you earn 250 coins each month.

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